Life Insurance Companies के High Claim Ratio के पीछे का काला सच. | Dark Secret of High Claim Ratio.
Hello everyone, In this video, I will share how other life insurance companies mesmerize their customers to sell life insurance by showing a high claim ratio. In this video, you will get your answer.
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Section 45 amendment is passed by parliament not by IRDA.
Is it all term insurance death claim of LIC
IRDA se har company ke report kaise dekhe, uska bhi video bana dijiye. Or usme data ko kaise analyze kare?
Means agar higher sum assured h to hi issue h na Varna medium ya lower
Sum assured me koi taklif nahi h na
Hello Smit,
Hope you are doing well..
It's nice explanation but still are you sure that number of policies include only death claim policies, so your are saying there is no endowment policies or any other insurance policies count in it ??
Also you discussed about policy numbers which came and approved what about amount? You haven't added claim settlement amount approved and % of same.
If you are honestly helping to the public then I am sure you answer this comment.
Can I buy TATA Aig
@Smit Thakkar
Sir I think the chart 📉 and statements which shows term insurance and endowment policy price wise makes come sense to understand clearly….
Or else I think it may somewhat misguide..
By the way am not agent
But the customer willing to buy the term insurance policy..
Shall also verify no of claims settled with price ( partial, or return of premium or actual payment)
Claim amount vs claim settled also makes some sense
By the way great information video
One last doubt whether there will be any PIO of insurance companies
Which provide information under RTI act
This is not the correct analysis. With the claim ratio, we should also see the Amount claim ratio.
Sir अगर कोई इंसान lic की ऑनलाईन term पोलिसी लेता है और अगर उसकी death हो जाती है तो उसकी बिवी या bacche नाजदिक की LIC office मे जाके ऑफलाईन claim के लिये application कर सकते है क्या? या इस तरह का कोई rule policy लेते वक्त पोलिसी मे मुझे लिखा मिलेगा क्या. Kyunki कभी कभी ऑनलाईन claim करते वक्त क्या क्या reason लीखे ये acche acche को समज मे नही आता बहोत दिनो से ये सवाल मन आ रहा था. Thanks you
Good job sir👌👍
Nice
me term insurance lena chahta hu lakin saath me critical illness rider bhi chahta hu
LIC term insurance terminal illness rider nhi deti h
bhai pelo video kem private kayro?
Bhai ,your video I s really good. pls suggest me a good term plan for 1 cr…not sure about Icici or HDFC
Why the claims of LIC policy holders get rejected as there is no any exclusions and hidden terms and conditions?
Aapko yaha pe amount settlement ratio v dikhana chahiye tha…
LIC is always best
बड़े दिनों बाद कोई ईमानदार इंसान देखने मिला. 🙏🏼🙏🏼
I'm looking for good Term plan
Superbly explained. Really very good. Big Salute
Are bhaiband amdavad no chu ke su ?
Super sir
Please make video on Partial Claim Settlement made by several pvt companies even that is reason for higher claim ratio.. By the way nice information.
Hi Sir, very nice video on high claim ratio secret….but I have doubt…if LIC is perfect then why their Average claim settlement amount is lower compared to ICICI and max Life…that means LIC rejects high claim amount. As per IRDA ICICI Pru avg claim settlement amount is highest. Please give your opinion.
Kaya company policy issued karne ke bad kab tak premium increase karne ki power hai on the bases of health isses
Sumit ji please send your mail ID ya Contact no to discuss urgent need
smit bhai 4 din ho gye kahan h section 45
aapke intzaar main term plan nhi buy kr rha hoon
please jaldi upload kro
Hello..sir…ek last question on term insurance…..apne purane video me bola tha ki lic me koi exclusion nahi hota except suicide….so jo logo ko term insurance grant nahi Hua to unka sirf ek hi reason Hoga suicide ya fir koi aur reason bhi ho sakte hai claim pass na hone ke plz tell me I m beginner to start…I am doctor so any reason of death jo claim nahi hote ..plz advise…thank u for such nice video
Very good video.
Nice delivery of speech
Hi. Great information.
Can u suggest me which Helth policy I buy for my family? (Me 35,wife and daughter )