Health insurance policies are widely bought by the individuals to get financial compensation for their high costs of medical treatments at an affordable price. In this video, we will talk about loopholes in the Health Insurance Sector that can help you get your insurance claim in the easiest way.
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Time Stamps
00:00 – Intro
00:40 – Health Insurance Loopholes
1:53 – Pre-Existing Diseases
2:39 – Latest Guidelines by IRDAI
3:16 – Waiting Period
4:35 – Top-Up Plan
4:48 – Additional Cover
6:00 – Group Medical Cover
About the Video
Health insurance policies protect you and your loved ones under unforeseen conditions. There are various hidden secrets in Health Insurance that can help you from getting your Mediclaim rejected. In this video, we talk about various tips that one can follow while getting a health plan. These benefit are included in the Group Medical Covers offered by most corporates as there are no waiting periods and no conditions for pre-existing diseases. There are two additional benefits that one can avail that are top-up plans and additional coverage. This video also talks about the latest guidelines issued by IRDAI on pre-existing diseases.
In this video, we’ll talk about the following concepts:
1. What are some Health Insurance loopholes?
2. What factors to keep in mind to avoid Claim Rejection?
3. What are Pre-Existing Diseases?
4. How to define Pre-Existing Diseases?
5. What are the IRDAI latest guidelines?
6. What is Waiting Period?
7. How to choose a Health Plan?
8. How does waiting period affect health insurance claim?
9. What is Group Medical Cover?
10. What is Individual Transfer?
11. What are continued benefits in individual transfer?
12. What are Top-up Plans?
13. What is Additional Cover?
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#healthinsurance #mediclaim #insurance
Watch more new videos about Insurance | Synthesized by Mindovermetal English
Helth plain switch ke upor video banaiye!!
Bolna tha nikal dete Bina sarjari ke
God bless you stay happy and healthy
Feels good to see you again!
Hope you are fully recovered now Sir… Prayers for your good health 🙏😌
Just one question how company profits affects the stock price of the company because stock price fluctuates on the basis of demand and supply then why company profits matters?
Sir ji Lal Dore property per video banaya HARYANA
Good to see you sir
Good to have you back sir, take care of your health
Hi
Do you recommend in investing through PMS (portfolio management services) I understand one of the big considerations with this is the minimum ticket size which is 50 L.. but keeping that aside whats your view on investing through PMS.. and how do you compare to investing in mutual funds or direct individual stock investing.. thank you 🙏
My wife admitted in hospital for first time due to fits and we don't have any ped and part of insurance from past 5 yesrs still care health insurance rejected the claim simply delaying the process by asking query evry day and after 5 days rejected stating pasy treatment records not submitted..
Please don't get cheated and be sure that they should not deceive the customers
Very good,
Informative video, but sir if a person port the existing policy after one year then by providing previous year policy to the new insurance company then the waiting period is waived off for the one year out of the two years waiting period, isn't it
What you say?
my dad having same issue 😔
Top Ups are too good to be true, they come with a lot of limitations and conditions. Hence we should not jump into top ups blindly and take them if only they suit us personally!
If premium for 25 lacs sum insured is suppose 30k for person A then 25 lacs top up is available for just 1k or 1.5k, so companies are not fool. Otherwise everyone will take a insurance of just 5 lacs and then take a top up of 50 lacs with just 2k or 3k!!
Theres are lot to top ups than what meets the eye!
so sir if IRDAI says pre existing diseases means those we had or have during the last 48 months, so it means we dont need to declare diseases/surgeries we had before the 48 months? pls clarify this, very imp!
V. Knowlegable video sir.
Good to see you again.. I have no health insurance plan.. Pls suggest to me a how to select a best health insurance plan for my family…
Stay healthy sir… God bless u.
Hi Sir, nice info. thanks for the video. If there is no claim for past 4 years, so do we still have to be concerned for the waiting period for any future claim, please adv.
Wish you best of Health
Stay healthy bro
Personal experience pr aur videos bnate rehna sir
Abhi kaisa feel kar rahe hoo.
Take care
Happy teacher day sir
what hbac level is considered diabetes by insurance underwriters?
thank you so much❤ and happy teachers day 🙏
Excellent sir