Pre-Existing Diseases (PED) Explained | Health Insurance Concepts | Pre-Existing Diseases FAQs



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A pre-existing disease (PED) refers to a medical condition that a person is already suffering from, before the policy purchase. Unfortunately, the PED waiting period is an obstacle for people who want to claim their PED expenses. The good news is that pre-existing diseases are covered from day one under some plans.

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Use of this information is at the user’s own risk. The Company and its directors, associates and employees will not be liable for any loss or liability incurred to the user due to investments made or decisions taken based on the information provided herein. The investment discussed or views expressed herein may not be suitable for all investors. The users should rely on their own research and analysis and should consult their investment advisors to determine the merit, risks and suitability of recommendation. Past performance is not a guarantee for future performance or future results. Information herein is believed to be reliable, although its accuracy and completeness cannot be guaranteed. The images used may be copyright of the company or third party. As a condition to using the services, the user agrees to the terms of use of the website and the services.

DISCLOSURES UNDER SEBI (RESEARCH ANALYST) REGULATIONS, 2014:

Yadnya Academy Pvt. Ltd. (InvestYadnya) is registered with SEBI under SEBI (Research Analyst) Regulations, 2014 with registration no. INH000008349.
Disclosure with regard to ownership and material conflicts of interest
1. Neither Research Analyst nor the entity nor his associates or relatives have any financial interest in the subject Company;
2. Neither Research Analyst nor the entity nor its associates or relatives have actual / beneficial ownership of one per cent or more securities of the subject Company, at the end of the month immediately preceding the date of publication of the research report or date of public appearance;
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HENSON VICTORIA

sir i learnt from an article recently even if the guy has not declared PED and if he is paying premium for 8 years , insurers can never reject a claim. i hope i am correct

Mr & Mrs Cobra❤️

Sidhi baat ye hai ki aap ko claim nhi Milne wala

Nishit Shah

Very well explained 👌👌

sir apida honesehi koi diseases to wo PED me Aayega ha Nahi ? agar nahi Aayega ho claim kaise hoga

Stock Academy Bangla

wonderful video….Please continue this series

Anirban Manna

Wonderful video..hats off to you.

Very useful in today's life

Shilpa Shah

Thank you gauravji

Domingo Vaz

Thank you Sir.
Please continue this series

nitish chande

Give some knowledge on top up and super top-up of health insurance

Turtle Creek

Very Informative and Important video, thanks Gaurav Sir 🙏🇮🇳

Ankur Nimesh

Hello sir
This is Ankur from Bulandshahr U. P
I baught icici term insurance policy.
But bond paper still not received…
Solicit instructions please

Rajesh Mevada

Every year free health checkups offered by health insurance cos. Shud we undergo this or its tactic by cos to chage high premiums? Do insurance cos share the results of this check ups with clients?

Rajesh Mevada

If new illness is diagnosed few yrs after taking insurance plan, is it necessary to inform company in next renewal?

amar

Do analysis of different insurance companies plans.

Anuraj Pandey

Hi Sir, I am not able to find the health insurance for myself As I am having Hepatitis B, Any suggestion.

A Stock

Please make detail video on pre-existing mental disease related health insurance.

Dharamendra Kumar

Namaste Jain sir , i am following parimal sir and you for last 3 years. Genuine , honest and retail well wisher 🙂 ….bas Jain sir se ek request hai .. complicated topic aur simplify kare, more infographic and good script can help….your true follower

Manish

I had Bone TB in 2014. I tried taking health insurance from multiple companies this year by declaring this and all of them have rejected without any new tests. Found all insurance companies are just waste of time because of this. Any suggestions?

NILADRI BANERJEE

Mera anchiolysing spondylosis pre existing hai. Wo pura not cover me de diya hai. Ab iske liye agar koi aur disease ho to wo cover hoga ya not cover? I mean ak disease k liye koi dusra organ ka disease huya aur first wala not cover huya to second disease cover hoga ya not cover?

nebu joseph

Sir, when I renew my heath insurance policy yearly, should I disclose a new illness like Diabetes which started later, say after 5 years of policy staring year. Does it become a ped in yearly renewal time.

Sunny Karale

Hi Yadnya Investment team you guy's really doing great job! Just one suggestion you guy's have such a great experts who understand growth as well as value investing why don't you start your own Mutual fund house. Just think on it!