It’s said a person understands the value of life when Yamaraj comes around. Fortunately, you won’t have to look beyond this video to understand the valuation of life insurance companies
In this data-intensive video, I shall cut-through-the-clutter and focus on the most important metrics one needs to know when evaluating a life insurance company for investment. We shall learn about embedded value, value of new business, VNB margins, annual premium equivalent and other terms in a simple format as I look to uncomplicate this complex topic. These learnings shall be applied across four of India’s biggest life insurers i.e. LIC of India, SBI Life, HDFC Life and ICICI Prudential Life Insurance
Video Chapters:
00:00 Tum Bin Jeevan Kaisa Jeevan
02:39 Embedded Value
04:38 Value of New Business
08:30 Valuation of Life Insurance Companies
10:21 Additional Considerations
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👉 Some useful resources & reading material to expand your knowledge:
‣ Sector Primer on Indian Life Insurance Industry by CFA Institute at
‣ A 2012 video by PPFAS’s Rajeev Thakkar at
‣ A 2018 note by HDFC Securities at
‣ ETPrime article by Gaurav Jain & Parimal Ade at
‣ Moneycontrol article on why LIC’s embedded value jumped by 5 times just before their IPO. The article can be accessed at :
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#shankarnath #valuation #lic
Disclaimer: I am not a SEBI registered investment advisor or research analyst. The content posted on this platform is purely for educational purposes and none of it constitutes investing or trading advice. Viewers should do their own research and diligence before investing or acting on the information presented
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@Shankar, you are raising the bar for influencers 🙂 such a dense topic, but, such a cool presenter.
Great video
Hi, I'd love to know about your own Investing journey and how you prefer investing your own money.
Keep the videos coming, love them 😊❤️
Grt video 🙏
Excellent one as always .
Can you make a video on how to calculate the intrinsic value of a stock
Sir if PE ratio is irrelevant. How to check if a insurance stock is overvalued or undervalued?
Sir explain about who are DII and Fii with example.
Go for pvt insurance compnies in ratio of 2:2:1 in favour of hdfc,SBI and icici insurance compnies .Biggest threat to any PSU is govt itself ,it can come out with any non sense dictate for sake of votes as govt actions are governed by votes not by profits .
Starting is 🔥 ❤
We all know it is going to be knowledgeable and easy to understand video when Shankar Sir is there. Keep these Gold coming 👍 and these thumbnails 🤣🤣🤣
Excellent video and detailed analysis.
HDFC life will be a big player
It will be a multi bagger in the future for sure 💰
I surprised to see that why this kind of videos won't get much views. I feel channels like Shankar Nath and value research are under rated.
Sir if possible only try to explain about pharma sector, and chemical sector stock s or sector mutual fund from this sector s necessary for investment or not
Very👍 nice information with good explanation thank you🙏🙏 so much sir
Cool way to start this video !!. Great -:)
Such free flow connecting language
Makes us understand such topics
👍
Very well explained! Another video loaded with the right info. Enjoyed it
Shankar Bhai, enjoys making his videos 😊
Eagerly waiting for this video since very long
Nifty and Sensex indexes are touching higher and higher by every trading sessions, many people are talking about Recession… How to know the Present in the better way…?
Hi Shankar, one content suggestion from my side. Can you make a video on leveraged etf? Is there any leveraged etf in India already as etf or pms?
Hi Shankar, did you talk only about the underwriting Profit here, or is it also considering the investment Profit of these companies? Does the market thinks the lic investments are bad and so giving lower value?
Sir Please try to make one video on CAMS,CDSL and MCX.
Another great video Shankar! I always wondered whether PE ratio played a role in valuing a life insurance company. This was quite an eye opener as someone tracking the insurance sector. On a side note, whose side are you on this FIFA WC ?
Thank you brother for the valuable information. ❤️🙏🏻