102422!
Yep, that’s the number of insurance mis-selling complaints that IRDAI got in the last 3 years. But how do you know if you have been mis-sold a policy?
verification calls.
A good insurance company will always confirm all the policy details like inclusions, exclusions, and add-ons, once the buying process is complete to confirm if their agents correctly informed you about the policy or not mis-selling took place or not. If you don’t get such a call, it’s best to approach the company directly to check the validity of your policy.
Agent Dependency
Many agents will try to fill out your insurance form for you to “reduce your work” but then you won’t know the details disclosed, or they might mis out on some vital information which might lead to confusion. It’s always advisable le to fill out the form yourself and read the details as you should be completely aware of the documents and details you are going to buy.
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