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Your regular comprehensive insurance will not cover the repair or replacement of engine or parts such as connecting rods, pistons, etc.
The add-on compensates you for the replacement or repair of your car’s engine or parts.
This can be due to leakage of lubricant oil, water ingression, damage to components such as gearbox, pistons, connecting rods, etc., as well as due to hydrostatic lock, caused when you start the wet engine
The cost to repair or replace engine parts such as pistons, connecting rods, gearbox parts, etc. is about Rs.1,20,000
Generally, the cost of the engine protection add-on is about 2% of the current market value of the car, this also depends on the model of the car.
With the engine covered under the additional coverage, you can save a lot of money by getting the insurance company to bear the engine repair bill.
Like all insurance policies, there are some exclusions in the Engine Protection Cover add-on.
1. Force-Start the Engine
When the car is submerged in the water, there is a good chance that water has entered the engine. Do not start the engine forcefully, this can lead to rejection of the claim.
2. Consequential Damages
The policy will not cover consequential damages or losses if the insured vehicle is driven after an accident. Insurers tend to reject the claim during such incidents.
3. Limited Claims
During the policy period, the policyholder can raise only two claims against the Engine Protection Add-on. This add-on is offered with limited validity.
4. Car’s Age Limit
The add-on is not available for cars older than 5 years. Hence, it is limited only to cars which are not more than 5 years old.
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#cars #vehicleloan #carloan #carinsurance #vehicleinsurance #insurancetips #insuranceagency #carpurchase #carinsurance
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Bro pls make more awareness video of motor insurance
Sema Voice. Good information
Junior mano Bala unga face experience ah vida hand expression dhan athigama iruku
But nalla iruku, keep it up
Engine protector potalume
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claim panrathu kastam
ellam avan seiyal : surveyor
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ivan nenaichatha ellam nadakum
That guy : card a cash aa
Him: mm loan uuu
This is correct. Car owner need to double check all the add on facility because insurance companies wont tell. Especially national insurance . Owner always looking for low premium
Acting ah konjam korachukalam
Nice
Yes bro crt ta sonega nanum insurance agent tha etha soli tha poduvom aprm ethay mari tha varuvaga
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Don’t spread fake news
Yoov unaku neraya vishyam theridhu….
Finance with sharan Vida nalla pandringa bro but konja slow va peasunga
No no. .. . Pls don't hear anyone says the mannerism dominate uh over lam. . . Bro neenga panradhu really good to hear. . . Also definitely not copying others . . . Good one bro. . . .vera lvl …
Insurance=scam
Terms& conditions apply
Keep trying.. but over acting a konjam koraikanum.. solra visahayatha vida antha over acting than dominate pannuthu..
Boring coping others style
Enjoy my English SLANG: youtube.com/@aravindsuriya
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Benefits of
Home Loan playlist: https://www.youtube.com/playlist?list=PLL747v7MNV8_xTXo8iUmHMtPSVtk1e3Gg
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