You’re thinking about getting indexed universal life insurance but you don’t know where to start. Here is an overview of how to find the best carrier and IUL program to fit your needs.
What We Discuss:
0:00 Intro
0:29 Finding the right carrier
2:47 Finding the right IUL
3:13 0% Loan provision
3:56 Interest in arrears
4:43 Daily sweeps
6:03 Over loan protection
7:13 Chronic illness rider
8:19 Finding the right advisor
9:09 Unrealistic claims about IULs
10:52 Where to learn more
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The Five Things Your LIRP Must Have: https://youtu.be/0K67pOgGBss
Great video.. Finally you are also admitting IUL can lose money!! So far, I heard from all advisors that IUL cant lose money!! LOL.
You mentioned the sweeps, what if the carrier has monthly sweeps? So the client is getting 12 segments, what do you think about those type of sweeps?
Great IUL education. Please What are the top 10 companies to buy IULs from.
I am glad you covered the comdex part in this video,that was the only thing I felt was missing in the 5 things your LIRP should have video..There are some carriers like Securian who will not give you the option to choose an Index on the portion of funds you took out as Index loan..whats your opinion about that?
Very well said…..concise and straight to the point! Thank you!