Homeowners insurance is a good layer of protection in case of a loss due to natural disaster fire etc etc. Not a maintenance policy for items that wear out..
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Not a contractor, insurance adjuster, or home inspector. Just a homeowner. Once you pointed it out, especially with the layment pattern, seemed obvious to me that it may need further evaluation as a mfg defect! Wow. As you were walking the roof, I noted the nailings on the pipe boots weren't done to your liking! I noted the gutter guards similar to mine (mine have a screen as oooooodles of pine trees from my neighbors get stuck into them without the screen). Ha, I obviously follow your channel. Question: If this was a roof that still was under warranty, how much would you charge the homeowner/would you work with homeowner to turn into the manufacturer for a claim on the product? I believe there is a place for y'all to send such in for a claim for bad product? (Assume from your video that it is not still in warranty period for doing such on this one). Also, do homeowners appreciate and love seeing your evaluations online of their properties? I wish we could clone you all over the US as you are so honest and educational!
If anyone thinks that's hail they need to find another industry
This is something I actually like in Australia. Our insurance companies don't cover roofing, unless your roof blows clean off and then often it's either maintenance issues so you get denied.
Because we use concrete tiles or steel, the insurance companies simply tell the company "you pay to fix the leak, we pay for everything else."
Not a bad deal when often it's a silicone seal on a vent that can be fixed for $120, but it's caused $3000 worth of water damage inside.
Another critical thing to note. Most roofers either don't know this or don't care. Pushing insureds to file claims on these can actually hurt the customer. It is not a "no harm no foul" situation. If they file a claim on this, they'll get the denial, but they also may get dropped from their insurance if underwriting notices that they have a defective roof. Most underwriters don't know anything about roofing and get spooked when they see a denied claim for a defective single.
Man I feel so bad for that homeowner. Not hail of course, but the best thing that could happen for them would be a true hail event in the next few years. I need more guys like you in my territory. You really should connect with your local adjusters. Offer a ladder assist every now and again and before you know it, you'll be getting more adjuster roof referrals than you could have imagined. If your pricing is in line with the market you're golden.
You are 100% right and anyone who disagrees is probably a storm chaser just milking insurance
Definitely some type of manufacturing issue. You can tell extremely clearly on that first run you showed.
Probably the most honest and ethical roofer out there. Completely agree. Unfortunately, so many others who only focus on profits don’t see it the same way. Yet everyone then complains when their premiums increase
Cyclic thermal expansion and contraction or often referred to as “zippering.”
we going live tomorrow bossman? let me know
thats not hail damage. That shingle looks like a defective shingle. imo
storm damage is not visible from the ground. Most storm damage people think needs missing shingles.nope. wind damage sucks, easy for insurance to repair. hail loss damage is easy to get full replacement.
Im on a 1930s log home now that was suppose to have been inspected.. I know for a fact the damage from rot and a bad metal roof install has ruined a whole corner
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I'm going to go with too thin of asphalt melted onto the felt so granules didn't shake and bake well
Definitely looks like a defective shingle. I've got defective shingles on my house, it's a blast.
I know nothing about roofing, but I'd have to agree with you Brian. Definitely manufacturer defect.
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That's an old roof.
Manufacturer defect. Also can we talk about the pipe flashing and chimney flashing that were installed wrong. Also noticed shingles slipping out.
Claim adjuster here and definitely manufacturer defect, wear and tear, or a combo of both. Consistent patterns across the roof even on shaded and non-windward sides and you can see the pattern. Would suggest to insured to work with a licensed roofer and see if manufacturer would inspect for warranty.