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No matter how you slice it, auto loan delinquencies are going up, and they don’t seem to show signs of slowing down anytime soon. Bad loans reigned supreme during COVID; now they’re coming home to roost. Ray and Zach take a look at a heap of data and speculate about how this whole thing will pan out. Will the banks start repossessing en masse, or will they hold out just a bit longer to maximize profits?
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